Kim A. Evans

Mortgage Loan Officer

NMLS #: 70281
Cell: 919-500-6272
Fax: 703-925-5014
Business Hours: Call or Email Anytime!

Kim A. Evans is a Mortgage Loan Officer in the Raleigh/Cary North Carolina office. Kim brings with her over 20 years of mortgage lending experience and this knowledge allows her to help you through the loan process, and make sure all the legalities are competently handled so that the closing goes smoothly.

Whether you’re a first-time home buyer, looking to buy more home, deciding to downsize, or simply wishing for a change, Kim can help you before you ever make an offer on a property. She can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type of loan is best for your family.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Kim in your corner. Let’s start making your home-ownership dream come true.

Applying online is as easy as 1-2-3.

Obtain a Personalized Rate Quote Now!

1.Apply Now and complete the application.

2.When you have completed the application, click submit and your information will be reviewed for instant online approval.

3.I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am always a phone call away if you need help. Contact me at 919-500-6272.


Click HERE to become a member of NWFCU today!



"I would like to extend a huge THANK YOU to Kim Evans for assisting me with my first home purchase!  Kim worked tirelessly (both day and night) providing detailed and accurate responses even to questions that I sometimes repeated.  She always maintained a caring attitude and took time to educate and explain home ownership which made me feel extremely comfortable during the entire process.  Hands-Down this was an AMAZING experience and I am so blessed that KIM EVANS was able to guide me in the right direction.  I am so grateful for her huge effort and constant professionalism." -Valencia G.

"We really enjoyed our experience greatly. From start to finish Kim Evans was there to answer our questions and move us through the process quickly and efficiently. I will be recommending Northwest to all of my colleagues and friends." -Kyle S.

“Kim Evans, mortgage loan officer, recently handled a loan transaction for me and she was fantastic!!  She answered all my questions, was very knowledgeable, kept me well informed and was extremely pleasant to speak with on the phone.  Kim definitely cares about her customers and that is a rare trait these days.  If you ever need a loan officer, I encourage you to contact Kim Evans.  Thank you Kim, this was a very smooth process!!” -NWFCU Member


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Today's Rates

The First Mortgage interest rates listed below are for purchase transactions only. Please complete a Rate Quote to see our refinance rates.

First Mortgage - Conforming Limits
30 Year Fixed Rate
 Rate  APR  Points
 5.375%  5.429%  0.250%
15 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.821%  0.125%
SOFR 5 Year ARM Conforming
 Rate  APR  Points
 5.000%  4.716%  0.000%
97% Financing - HomeReady
HomeReady Mortgage 30yr
 Rate  APR  Points
 5.375%  5.801%  0.250%
100% Financing
30 Year 100% Fixed Rate
 Rate  APR  Points
 6.125%  6.677%  0.000%
HomeBuyer's Edge 100%
 Rate  APR  Points
 6.625%  6.652%  0.000%
Jumbo Loans
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 5.500%  5.509%  0.000%
Jumbo 15 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.764%  0.000%
SOFR 5 Year ARM Jumbo
 Rate  APR  Points
 5.000%  4.694%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 4.250%  4.250%  0.000%
5 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 4.750%  4.832%  0.000%
7 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 4.875%  4.935%  0.000%
10 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.000%  5.043%  0.000%
15 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.500%  5.531%  0.000%
20 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.750%  5.774%  0.000%
 Rate  APR  Points
 6.990%  6.990%  0.000%
5 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 5.750%  5.832%  0.000%
7 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 5.875%  5.935%  0.000%
10 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 6.000%  6.044%  0.000%
15 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 6.375%  6.406%  0.000%
20 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 6.625%  6.650%  0.000%

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